Debt & Credit

Clear guidance on managing debt, improving credit scores, and avoiding common pitfalls.

Updated daily  ·  16 stories
Before You Apply for Credit: A Pre-Application Checklist
Debt & Credit

Before You Apply for Credit: A Pre-Application Checklist

Applying for a loan or credit card without preparation can hurt your score and your odds. Use this checklist to get your finances in order first.

By Personal Finance Editorial Team · Jul 13, 2026 · 5 min read

Latest In Debt & Credit

Common Credit Score Myths That Keep People from Making Progress
Debt & Credit

Common Credit Score Myths That Keep People from Making Progress

Personal Finance Editorial Team · Jul 20, 2026 · 6 min read
Credit Reports and Credit Scores Are Not the Same Thing
Debt & Credit

Credit Reports and Credit Scores Are Not the Same Thing

Personal Finance Editorial Team · Jun 8, 2023 · 6 min read
Credit Scores Decoded: What the Number Actually Measures
Debt & Credit

Credit Scores Decoded: What the Number Actually Measures

Personal Finance Editorial Team · Apr 5, 2023 · 7 min read
Debt Avalanche vs. Debt Snowball: Two Payoff Strategies Compared
Debt & Credit

Debt Avalanche vs. Debt Snowball: Two Payoff Strategies Compared

Personal Finance Editorial Team · Jul 11, 2024 · 5 min read
Disputing Errors on Your Credit Report: A Step-by-Step Walkthrough
Debt & Credit

Disputing Errors on Your Credit Report: A Step-by-Step Walkthrough

Personal Finance Editorial Team · Dec 24, 2025 · 7 min read
Everything You Should Know Before Taking Out a Personal Loan
Debt & Credit

Everything You Should Know Before Taking Out a Personal Loan

Personal Finance Editorial Team · Feb 28, 2023 · 8 min read
Getting to Grips With Debt: A Starting Point for Anyone Feeling Overwhelmed
Debt & Credit

Getting to Grips With Debt: A Starting Point for Anyone Feeling Overwhelmed

Personal Finance Editorial Team · Feb 10, 2025 · 8 min read
Habits That Support a Stronger Credit Profile Over Time
Debt & Credit

Habits That Support a Stronger Credit Profile Over Time

Personal Finance Editorial Team · Jan 25, 2024 · 6 min read
How Debt Consolidation Works and When It Makes Sense
Debt & Credit

How Debt Consolidation Works and When It Makes Sense

Personal Finance Editorial Team · Apr 6, 2023 · 6 min read
Key Debt Terms Every Consumer Should Recognize
Debt & Credit

Key Debt Terms Every Consumer Should Recognize

Personal Finance Editorial Team · Jun 5, 2025 · 6 min read
Secured vs. Unsecured Debt: A Plain-Language Breakdown
Debt & Credit

Secured vs. Unsecured Debt: A Plain-Language Breakdown

Personal Finance Editorial Team · Apr 14, 2024 · 5 min read
Situations Where Debt Is a Tool, Not Just a Burden
Debt & Credit

Situations Where Debt Is a Tool, Not Just a Burden

Personal Finance Editorial Team · Oct 6, 2025 · 6 min read
Traps That Make Debt Harder to Escape Than It Needs to Be
Debt & Credit

Traps That Make Debt Harder to Escape Than It Needs to Be

Personal Finance Editorial Team · Jan 27, 2025 · 6 min read
What Happens to Your Credit When You Miss a Payment
Debt & Credit

What Happens to Your Credit When You Miss a Payment

Personal Finance Editorial Team · Oct 27, 2023 · 7 min read
Why Paying Only the Minimum on a Credit Card Costs You So Much
Debt & Credit

Why Paying Only the Minimum on a Credit Card Costs You So Much

Personal Finance Editorial Team · Jul 23, 2024 · 7 min read

Top Writers In Debt & Credit

Personal Finance Editorial Team
Personal Finance Editorial Team
Staff Writer